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CRM / Growth tools

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ID (Digital business card)

A dynamic digital business card built for mortgage professionals. Share one link that instantly delivers your reviews, social profiles, contact options, and key tools for borrowers and agents. Designed to turn curiosity into real conversations: fast, clean, and professional.

Available inProEnterprise
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Lead nurture (through AI automation workflows)

Automated text and email follow-ups keep prospects engaged at every step. LoNav intelligently sequences tasks, reminders, and messages so leads don't fall through the cracks. Move contacts from "new lead" to "active borrower" without living in your inbox.

Available inEnterprise
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Contacts Management (borrower and partner)

A mortgage-specific CRM built to manage both borrowers and referral partners in one place. Track every conversation, status, tag, and milestone from lead to funded. Built for speed, simplicity, and real loan officer workflows, not generic sales pipelines.

Available inBasicProEnterprise
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Team Management Command Center

A centralized dashboard for loan teams to track activity, pipeline status, and accountability. Assign tasks, monitor follow-ups, and keep every file moving without constant check-ins. Designed to help teams close more loans with less chaos.

Available inProEnterprise

Borrower collaboration & education

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Dynamic Video Calls

Collaboration has never been easier when connecting with potential borrowers to dynamically share and edit simple intake information so that both the loan officer and borrower can be on the same page.

Available inBasicProEnterprise
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Mortgage & Refinance Framework

With minimal amount of personal financial information, quickly tell your borrowers whether they qualify for FHA, Conventional, VA, or even Jumbo loans along with monthly payments at lightning speed.

Available inBasicProEnterprise
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Loan Comparison

Side-by-side loan scenario comparisons that break down payments, rates, mortgage insurance, and cash-to-close, helping buyers find more than just the lowest rate.

Available inProEnterprise

Loan scenario & product intelligence

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Loan scenario engine

Empower borrowers with clear, side-by-side loan scenarios and instant product matching across FHA, Conventional, VA, and Jumbo options—turning complex numbers into confident, informed decisions.

Available inBasicProEnterprise
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Mortgage calculator

Plenty of payment calculators exist on the web but ours is the only one connected to Fannie Mae, Freddie Mac, Conventional, VA, USDA, and mortgage insurance guidelines for instant and dynamic results.

Available inBasicProEnterprise
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HomePass Pre-approval

HomePass gives borrowers and real estate agents access to pre-approval calculators and tools, empowering them to explore purchase options and generate property-specific pre-approval letters quickly and confidently.

Available inProEnterprise
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AI Financial Risk Analysis

LoNav analyzes borrower financials to identify red flags before they become loan-killers. It reviews credit, income stability, liabilities, assets, and eligibility risks to help guide the right loan strategy. Designed to reduce surprises, speed up approvals, and improve pull-through.

Available inEnterprise
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ReFi EZ Button

A refinance eligibility tool that instantly shows homeowners if a refinance makes sense. Compare payment savings, term changes, and cash-out options in seconds, without spreadsheets. Built to help loan officers create fast, confident refinance conversations.

Available inProEnterprise

Pipeline & operations

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Pipeline management

Our pipeline clearly organizes prospects and borrowers so that you have full visibility into your loan pipeline allowing you to view statuses, stay on top of deadlines and quickly identify risks.

Available inBasicProEnterprise
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AI Automation Workflow Assistant

Let LoNav be your round-the-clock assistant by automating your common tasks and keep up with client communications through our workflow engine so you can concentrate bigger things.

Available inEnterprise
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LOS / POS integrations

Nothing is more frustrating and time consuming than having to manually transfer data between multiple disparate tools and systems, so why not let LoNav take care of that for you.

Available inEnterprise
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AI mortgage decisioning

AI is a game-changer for advanced data analytics so we incorporated this breakthrough technology into LoNav to become a "virtual underwriter" by quickly identify contingencies and qualification risks.

Available inBasicProEnterprise

Documentation & data abstraction

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Online Smart URLA

A modern, borrower-friendly mortgage application built on the 2020 URLA — designed to pre-fill key fields automatically and capture clean, structured data. LoNav uses that information to help structure the loan and guide program direction in real time. Less back-and-forth, faster decisions, and a smoother path to pre-approval.

Available inProEnterprise
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Borrower document management

Proof and documentation is the hallmark of the industry so by securely storing and analyzing document data to automatically correct and verify loan applications then we can shortcut the time it take for approvals.

Available inProEnterprise